Equipment Financing

Financing for qualified buyers of agricultural and construction equipment, arranged through established lending partners. Applications are accepted from individuals and businesses nationwide.

4%APR until December 1
on approved credit
24–84Month
loan terms
50States
served

Payment Estimate

Adjust the figures to estimate a monthly payment.

Estimated monthly payment $0
Amount financed$0
Total interest$0
Total of payments$0

For illustration only. Excludes taxes, fees and insurance. Actual rate and terms are subject to lender approval.

Financing Programs

Each application is matched with the lending program best suited to the buyer and the equipment.

Individual Buyers

For owner-operators, small farms and private buyers, based on personal credit history and income.

Agricultural Operations

Repayment schedules structured around planting and harvest cycles, including seasonal and annual payments where available.

Commercial & Contractors

For construction, excavation and landscaping companies, based on business credit and financial statements.

How It Works

From application to delivery, the financing process is completed in four steps.

  1. 1

    Apply

    Complete the secure online application or call our finance department.

  2. 2

    Credit Review

    Your application is submitted to the lending partner best suited to your profile.

  3. 3

    Approval

    You receive the approved rate, term and monthly payment before any commitment.

  4. 4

    Closing

    Documents are signed and the equipment is released for pickup or delivery.

Required Documentation

Requirements vary by lender and transaction amount. The following documents are typically requested.

Individual Applicants

  • Valid government-issued photo ID
  • Social Security number
  • Proof of residence
  • Proof of income, if requested by the lender

Business Applicants

  • Federal Tax ID (EIN)
  • Business formation documents
  • Two most recent years of tax returns or financial statements
  • Personal guarantee of the principal owner, where required

Frequently Asked Questions

The promotional rate of 4% APR is available on approved credit for applications completed through December 1. Final rate, term and eligibility are confirmed by the lender at approval.
Down payment requirements depend on the lender, the equipment being financed and the applicant's credit profile. Our finance department will confirm the amount before any commitment is made.
Yes. Applications are accepted from individuals, sole proprietors and registered businesses. Business applicants are asked for the legal business name, Federal Tax ID (EIN) and basic financial information.
Yes. Financing is available to qualified buyers in all 50 states, and delivery can be arranged to any location in the continental United States.
Delivery and other charges may be included in the financed amount, subject to lender approval.

Ready to Apply?

Complete the secure online application or contact our finance department directly.